insurance claims

 
 
 
 
 
 
adria
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insurance claims

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Posted: 20.05.2014  ·  #1
Hi to all,

can anyone that has claimed off insurance tell me does it effect your premium for the following year.

Thanks to all.


Michelinman
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Insurance claim

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Posted: 20.05.2014  ·  #2
Hi Alfie. I had a claim from my insurance shortly after I got my Arapaho in 2008 when I had it broken into in Glasgow and had a Honda Generator, Kenwood Satnav system monitor and TV stolen along with a few other bits and pieces. It did not make any difference to my premium at all for the following year. I am with Dolmen. Hope this helps Cheers Willie. :up:


the fat controller
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Re: insurance claims

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Posted: 20.05.2014  ·  #3
Like Willie it made no difference to mine and again with Dolmen. The group schemes run by Dolmen and Stuarts do not attract a NCD, hence the fixed and compared to what some of our English brethren pay its a low rate.


adria
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Re: insurance claims

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Posted: 20.05.2014  ·  #4
Thanks guys that looks good to me.. :happy:

Thanks once again.


TAYLOR.
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Re: insurance claims

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Posted: 20.05.2014  ·  #5
I am with Dolman was broken in last year,it DID increase this year,when i asked why it increased i was told because i had a claim :( :(


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Re: insurance claims

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Posted: 20.05.2014  ·  #6
Technically you are supposed to inform holders of your other insurance policies ie your daily driver, classic policies etc. As not informing them can void your policy. Even though it was a no fault claim, both my other insurance companies charged a 25.00 administration fee to up date my records. 50.00 down the drain for nothing.


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Re: insurance claims

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Posted: 20.05.2014  ·  #7
Quote by Chevy g20

Technically you are supposed to inform holders of your other insurance policies ie your daily driver, classic policies etc. As not informing them can void your policy. Even though it was a no fault claim, both my other insurance companies charged a 25.00 administration fee to up date my records. 50.00 down the drain for nothing.


Paul,
You are spot on all material facts must be reported, Although quite often a way to avoid the 'admin' charge is to wait until you are about to renew, most motor policies (you would need to check your own) state You must also tell us about the following and then list, accident, theft etc before the next renewal date when you get your renewal papers out you let them know at that time thus avoiding the extra charge. You have honoured your end of the contract.
Deirdre :up:


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Re: insurance claims

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Posted: 20.05.2014  ·  #8
Quote by Chevy g20

Technically you are supposed to inform holders of your other insurance policies ie your daily driver, classic policies etc. As not informing them can void your policy. Even though it was a no fault claim,


As a driver of a company van we are expected to inform our personal vehicle insurer of any accidents for same reason


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