I had insurance with the Motorcaravan Club (***** ****), back in the 1990s, I found him not a very nice person to deal with. When my insurance certificate did not arrive in time for my trip to the UK, (bear in mind I paid him in loads of time), I rung him to see what was happening. He told me to go ahead to the UK and that I was covered. As I was a HGV driver I would not go without a certificate of insurance, and I told him so. He took offence to this and the following Monday I got all my papers plus a cheque for the premium paid, and a nasty note which said, go and get your insurance some where else. Very childish I thought. I would not deal with him again. So the moral of this story is, if you have insurance through the camper club, DO NOT question **** **** on any account, or he will throw his toys at you.